PERANAN KEARIFAN LOKAL DALAM PENGEMBANGAN EKONOMI SYARIAH PADA ERA REVOLUSI INDUSTRI 4.0
Dibuat oleh Nur Kholidah (Dosen STIE Muhammadiyah Pekalongan)
Digitalization became an important force in the era of the 4.0 industrial revolution, including the banking industry, including Islamic banking. This was then responded to by Islamic banking by carrying out various innovations that made it easier for customers. One way is to use big data analysis based on local wisdom information. Both the community, academics, media, regulators and Islamic banks themselves. However, one important thing they usually forget in developing business institutions is a lack of understanding of the culture of the communities in which they build businesses, including Islamic banking. The purpose of this study is to know the role of local wisdom in developing Islamic economics and banking, by analyzing and designing models based on related literature studies. By using qualitative analysis based on theory and literature studies, it can be concluded that economic development and Islamic banking in Indonesia are more appropriate if they integrate technology and aspects of local wisdom because they are more in line with the characteristics of Indonesia's cultural, religious and geographical diversity. Local culture understood by Islamic banking can provide strength in the development of Islamic economics.
Keywords : Islamic banks, Islamic economics, local wisdom, industrial revolution 4.0, big data.